02558 晉商銀行
按盤價 
1.450 -0.030 (-2.027%) 盈利能力分析
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 資產回報率 (%) | 0.574% | 0.575% | 0.587% | 0.604% | 0.625% |
| 股東資金回報率 (%) | 8.323% | 8.086% | 7.813% | 7.615% | 8.218% |
基本指標
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 淨利息收益率 (%) | 1.36% | 1.32% | 1.43% | 1.54% | 1.62% |
| 淨息差 (%) | 1.29% | 1.4% | 1.47% | 1.59% | 1.69% |
| 資本充足比率 (%) | 13.17% | 12.4% | 12.02% | 11.72% | 13.6% |
| 第一級資本比率 (%) | 11.14% | 10.5% | 10.1% | 10.72% | 11.47% |
| 核心資本比率 (%) | -- | -- | -- | -- | -- |
| 流動資金比率 (%) | 104.13% | 70.88% | 122.42% | 102.62% | 90.01% |
經營表現指標
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 利息支出 / 利息收入比率 (%) | 63.528% | 66.511% | 65.690% | 63.511% | 62.776% |
| 其他經營收入 / 經營收入比率 (%) | 26.989% | 31.694% | 34.071% | 29.320% | 35.959% |
| 成本 / 收入比率 (%) | 40.475% | 41.571% | 38.408% | 37.475% | 36.094% |
貸款及存款指標
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 流動資金 / 客戶存款比率 (%) | 13.284% | 8.014% | 14.386% | 13.508% | 13.979% |
| 呆壞帳準備 / 客戶貸款比率 (%) | 3.523% | 3.169% | 3.377% | 3.551% | 3.674% |
| 貸存比率 (%) | 64.392% | 71.287% | 75.804% | 74.576% | 71.923% |
| 客戶貸款 / 總資產比率 (%) | 51.372% | 53.774% | 49.790% | 48.658% | 45.123% |
| 備註： | 即時報價更新時間為27/12/2024 18:00 |
| 港股即時基本市場行情由香港交易所提供; 香港交易所指定免費發放即時基本市場行情的網站 | |
| 股東應佔溢利/(虧損) (千) | RMB 1,030,416 |
| 增長率 | -0.362% |
| 每股盈利/(虧損) | RMB 0.180 |
| 每股帳面資產淨值 (¥) | RMB 4.332 |
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