02016 浙商銀行
按盤價 
2.480 0.000 (0.000%) 盈利能力分析
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 資產回報率 (%) | 0.352% | 0.440% | 0.489% | 0.481% | 0.584% |
| 股東資金回報率 (%) | 6.804% | 8.487% | 9.415% | 8.529% | 9.380% |
基本指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 淨利息收益率 (%) | 1.6% | 1.71% | 2.01% | 2.21% | 2.27% |
| 淨息差 (%) | 1.46% | 1.52% | 1.81% | 2.02% | 2.07% |
| 資本充足比率 (%) | 12.12% | 12.61% | 12.19% | 11.6% | 12.89% |
| 第一級資本比率 (%) | 9.6% | 9.61% | 9.52% | 9.54% | 10.8% |
| 核心資本比率 (%) | -- | -- | -- | -- | -- |
| 流動資金比率 (%) | -- | -- | -- | -- | -- |
經營表現指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 利息支出 / 利息收入比率 (%) | 56.255% | 59.207% | 56.892% | 53.853% | 54.772% |
| 其他經營收入 / 經營收入比率 (%) | 28.932% | 33.300% | 25.463% | 23.041% | 23.142% |
| 成本 / 收入比率 (%) | 35.246% | 32.389% | 31.615% | 28.892% | 27.063% |
貸款及存款指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 流動資金 / 客戶存款比率 (%) | 10.044% | 10.351% | 13.066% | 14.194% | 15.258% |
| 呆壞帳準備 / 客戶貸款比率 (%) | 2.053% | 2.393% | 2.504% | 2.540% | 2.624% |
| 貸存比率 (%) | 92.159% | 94.298% | 89.544% | 88.394% | 92.667% |
| 客戶貸款 / 總資產比率 (%) | 54.099% | 54.508% | 53.223% | 56.687% | 57.370% |
| 備註： | 即時報價更新時間為01/04/2026 15:14 |
| 港股即時基本市場行情由香港交易所提供; 香港交易所指定免費發放即時基本市場行情的網站 | |
| 股東應佔溢利/(虧損) (千) | RMB 11,968,000 |
| 增長率 | -15.855% |
| 每股盈利/(虧損) | RMB 0.440 |
| 每股帳面資產淨值 (¥) | RMB 6.476 |
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