01288 農業銀行
按盤價 
5.580 +0.010 (+0.180%) 盈利能力分析
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 資產回報率 (%) | 0.603% | 0.642% | 0.692% | 0.787% | 0.823% |
| 股東資金回報率 (%) | 10.059% | 10.343% | 10.649% | 11.164% | 11.292% |
基本指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 淨利息收益率 (%) | 1.28% | 1.42% | 1.6% | 1.9% | 2.12% |
| 淨息差 (%) | 1.16% | 1.27% | 1.45% | 1.73% | 1.96% |
| 資本充足比率 (%) | 17.93% | 18.19% | 17.14% | 17.2% | 17.13% |
| 第一級資本比率 (%) | 12.97% | 13.63% | 12.87% | 13.37% | 13.46% |
| 核心資本比率 (%) | -- | -- | -- | -- | -- |
| 流動資金比率 (%) | -- | -- | -- | -- | -- |
經營表現指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 利息支出 / 利息收入比率 (%) | 52.587% | 54.480% | 53.277% | 46.784% | 42.661% |
| 其他經營收入 / 經營收入比率 (%) | 21.450% | 18.375% | 17.789% | 15.159% | 19.918% |
| 成本 / 收入比率 (%) | 37.975% | 36.713% | 36.278% | 35.032% | 36.062% |
貸款及存款指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 流動資金 / 客戶存款比率 (%) | 11.661% | 10.679% | 15.635% | 14.650% | 13.634% |
| 呆壞帳準備 / 客戶貸款比率 (%) | 3.525% | 3.731% | 3.904% | 3.961% | 4.195% |
| 貸存比率 (%) | 80.179% | 79.118% | 75.200% | 75.558% | 75.110% |
| 客戶貸款 / 總資產比率 (%) | 53.661% | 55.453% | 54.502% | 55.949% | 56.605% |
| 備註： | 即時報價更新時間為01/04/2026 17:59 |
| 港股即時基本市場行情由香港交易所提供; 香港交易所指定免費發放即時基本市場行情的網站 | |
| 股東應佔溢利/(虧損) (千) | RMB 277,540,000 |
| 增長率 | 4.001% |
| 每股盈利/(虧損) | RMB 0.780 |
| 每股帳面資產淨值 (¥) | RMB 8.135 |
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