| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 20,863,739 | -4.483% | 21,843,056 | 22,178,615 | 22,467,060 | 21,158,420 |
| Interest Expense | (10,764,236) | -15.115% | (12,681,005) | (13,428,597) | (12,372,848) | (11,643,927) |
| Net Interest Income | 10,099,503 | 10.232% | 9,162,051 | 8,750,018 | 10,094,212 | 9,514,493 |
| Other Operating Income | 2,496,613 | -23.314% | 3,255,613 | 2,594,670 | 1,895,764 | 2,222,670 |
| Total Operating Income | 12,596,116 | 1.437% | 12,417,664 | 11,344,688 | 11,989,976 | 11,737,163 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 12,596,116 | 1.437% | 12,417,664 | 11,344,688 | 11,989,976 | 11,737,163 |
| Operating Expenses | (3,815,847) | 2.825% | (3,711,016) | (3,969,747) | (3,836,780) | (3,729,772) |
| Impairment Losses on Loans & Advances | (3,617,784) | -26.232% | (4,904,242) | (2,820,096) | (3,120,824) | (4,007,327) |
| Other Impairment Losses | (577,248) | -- | 361,409 | (504,006) | (735,242) | 107,153 |
| Operating Profit / (Loss) | 4,585,237 | 10.121% | 4,163,815 | 4,050,839 | 4,297,130 | 4,107,217 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (12,682) | 29.752% | (9,774) | (13,357) | 2,212 | 83,240 |
| Profit / (Loss) before Taxation | 4,572,555 | 10.075% | 4,154,041 | 4,037,482 | 4,299,342 | 4,190,457 |
| Taxation | (551,533) | 46.868% | (375,530) | (384,146) | (469,887) | (484,752) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 0 |
| Others | (161,634) | -0.108% | (161,808) | (112,500) | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 3,859,388 | 6.710% | 3,616,703 | 3,540,836 | 3,829,455 | 3,705,705 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 503,358 | 0.061% | 503,049 | 525,425 | 505,718 | 613,788 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 26.000 | 4.000% | 25.000 | 24.000 | 26.000 | 25.000 |
| DPS (cts) | 6.000 | -- | 5.000 | 5.000 | 6.000 | 6.000 |
| Dividend Payout Ratio (%) | 23.077% | -- | 20.000% | 20.833% | 23.077% | 24.000% |
| Cash flow per share ($) | (0.329) | -- | 0.691 | (0.353) | (0.293) | (0.045) |
| NBV per share ($) | 3.427 | -- | 3.346 | 3.079 | 2.843 | 2.673 |
| Remarks: | Real time quote last updated: 01/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 3,859,388 |
| %Change | 6.710% |
| EPS / (LPS) | RMB 0.260 |
| NBV Per Share (¥) | RMB 3.427 |