| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 23,704,763 | 1.494% | 23,355,859 | 24,759,804 | 25,057,162 | 25,565,082 |
| Interest Expense | (12,840,653) | -1.159% | (12,991,254) | (13,020,191) | (12,803,324) | (13,616,211) |
| Net Interest Income | 10,864,110 | 4.819% | 10,364,605 | 11,739,613 | 12,253,838 | 11,948,871 |
| Other Operating Income | 2,077,129 | -17.761% | 2,525,718 | 1,959,797 | 2,972,005 | 2,862,034 |
| Total Operating Income | 12,941,239 | 0.395% | 12,890,323 | 13,699,410 | 15,225,843 | 14,810,905 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 12,941,239 | 0.395% | 12,890,323 | 13,699,410 | 15,225,843 | 14,810,905 |
| Operating Expenses | (3,771,719) | -3.766% | (3,919,302) | (3,867,101) | (3,656,641) | (3,566,573) |
| Impairment Losses on Loans & Advances | (4,175,093) | -18.740% | (5,137,927) | (5,891,940) | (6,650,995) | (3,718,286) |
| Other Impairment Losses | (3,106,799) | 51.881% | (2,045,549) | (2,183,383) | (2,008,963) | (3,544,744) |
| Operating Profit / (Loss) | 1,887,628 | 5.599% | 1,787,545 | 1,756,986 | 2,909,244 | 3,981,302 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 12,429 | -- | (1,114) | (17,350) | (102,014) | 6,836 |
| Profit / (Loss) before Taxation | 1,900,057 | 6.361% | 1,786,431 | 1,739,636 | 2,807,230 | 3,988,138 |
| Taxation | 8,839 | -88.527% | 77,039 | 119,843 | (207,282) | (590,182) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (13,891) | -- | 12,292 | (9,362) | (177,644) | (171,764) |
| Others | (480,000) | 0.000% | (480,000) | (480,000) | (997,491) | -- |
| Profit / (Loss) Attributable to Shareholders | 1,415,005 | 1.379% | 1,395,762 | 1,370,117 | 1,424,813 | 3,226,192 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 419,604 | -6.588% | 449,195 | 458,441 | 468,042 | 454,021 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 16.000 | 6.667% | 15.000 | 15.000 | 16.000 | 30.000 |
| DPS (cts) | 0.000 | -- | 2.000 | 0.000 | 0.000 | 0.000 |
| Dividend Payout Ratio (%) | -- | -- | 13.333% | -- | -- | -- |
| Cash flow per share ($) | 2.404 | -- | 0.964 | 0.181 | (3.448) | (4.687) |
| NBV per share ($) | 4.956 | -- | 4.888 | 4.669 | 4.485 | 5.254 |
| Remarks: | Real time quote last updated: 01/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 1,415,005 |
| %Change | 1.379% |
| EPS / (LPS) | RMB 0.160 |
| NBV Per Share (¥) | RMB 4.956 |