| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 17,139,754 | -10.785% | 19,211,831 | 19,573,765 | 19,947,683 | 19,279,440 |
| Interest Expense | (8,541,246) | -14.938% | (10,041,235) | (11,284,788) | (11,354,064) | (10,822,895) |
| Net Interest Income | 8,598,508 | -6.238% | 9,170,596 | 8,288,977 | 8,593,619 | 8,456,545 |
| Other Operating Income | 1,878,521 | 54.252% | 1,217,823 | 2,069,471 | 2,276,326 | 1,890,947 |
| Total Operating Income | 10,477,029 | 0.853% | 10,388,419 | 10,358,448 | 10,869,945 | 10,347,492 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 10,477,029 | 0.853% | 10,388,419 | 10,358,448 | 10,869,945 | 10,347,492 |
| Operating Expenses | (3,729,482) | 2.619% | (3,634,299) | (3,407,124) | (3,275,235) | (3,091,545) |
| Impairment Losses on Loans & Advances | (5,117,068) | 2.652% | (4,984,854) | (4,819,947) | (4,471,258) | (3,273,100) |
| Other Impairment Losses | (680,893) | -35.486% | (1,055,417) | (1,285,781) | (1,130,256) | (1,991,849) |
| Operating Profit / (Loss) | 949,586 | 33.023% | 713,849 | 845,596 | 1,993,196 | 1,990,998 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 3,168 | 70.966% | 1,853 | 9,525 | 8,276 | 7,279 |
| Profit / (Loss) before Taxation | 952,754 | 33.122% | 715,702 | 855,121 | 2,001,472 | 1,998,277 |
| Taxation | (111,720) | -- | 45,823 | (109,704) | (321,106) | (213,571) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (13,511) | -20.956% | (17,093) | (21,835) | (65,250) | (56,194) |
| Others | (336,000) | 0.000% | (336,000) | (336,000) | (336,000) | -- |
| Profit / (Loss) Attributable to Shareholders | 491,523 | 20.344% | 408,432 | 387,582 | 1,279,116 | 1,728,512 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 580,990 | -0.490% | 583,849 | 547,019 | 513,741 | 436,879 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 17.000 | 21.429% | 14.000 | 15.000 | 53.000 | 72.000 |
| DPS (cts) | 5.600 | -- | 5.700 | 6.000 | 10.000 | 10.000 |
| Dividend Payout Ratio (%) | 32.941% | -- | 40.714% | 40.000% | 18.868% | 13.889% |
| Cash flow per share ($) | (1.113) | -- | (8.456) | (6.649) | (4.988) | 0.422 |
| NBV per share ($) | 11.931 | -- | 12.204 | 11.645 | 11.893 | 11.501 |
| Remarks: | Real time quote last updated: 01/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 491,523 |
| %Change | 20.344% |
| EPS / (LPS) | RMB 0.170 |
| NBV Per Share (¥) | RMB 11.931 |