| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 4,028,054 | 9.122% | 3,691,314 | 3,563,354 | 3,201,553 | 2,545,735 |
| Interest Expense | (2,080,328) | -1.575% | (2,113,627) | (1,777,843) | (1,449,279) | (1,163,508) |
| Net Interest Income | 1,947,726 | 23.455% | 1,577,687 | 1,785,511 | 1,752,274 | 1,382,227 |
| Other Operating Income | 326,099 | -45.894% | 602,708 | 384,248 | 114,738 | 238,615 |
| Total Operating Income | 2,273,825 | 4.285% | 2,180,395 | 2,169,759 | 1,867,012 | 1,620,842 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 2,273,825 | 4.285% | 2,180,395 | 2,169,759 | 1,867,012 | 1,620,842 |
| Operating Expenses | (729,791) | 0.638% | (725,165) | (698,203) | (655,355) | (606,754) |
| Impairment Losses on Loans & Advances | (837,604) | 9.067% | (767,970) | (903,013) | (402,484) | (589,320) |
| Other Impairment Losses | (53,178) | -55.966% | (120,767) | (25,976) | (331,644) | (55,810) |
| Operating Profit / (Loss) | 653,252 | 15.315% | 566,493 | 542,567 | 477,529 | 368,958 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 653,252 | 15.315% | 566,493 | 542,567 | 477,529 | 368,958 |
| Taxation | (93,703) | 5.663% | (88,681) | (65,151) | (44,997) | (40,683) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 789 | -97.785% | 35,618 | (8,944) | 5,178 | 24,237 |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 560,338 | 9.136% | 513,430 | 468,472 | 437,710 | 352,512 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 58,446 | -4.618% | 61,276 | 70,332 | 76,688 | 77,243 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 12.000 | -7.692% | 13.000 | 12.000 | 11.000 | 12.000 |
| DPS (cts) | 3.560 | -- | 5.000 | -- | -- | -- |
| Dividend Payout Ratio (%) | 29.667% | -- | 38.462% | -- | -- | -- |
| Cash flow per share ($) | (0.686) | -- | 1.412 | 1.536 | 0.209 | 0.065 |
| NBV per share ($) | 2.456 | -- | -- | -- | -- | -- |
| Remarks: | Real time quote last updated: 01/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 560,338 |
| %Change | 9.136% |
| EPS / (LPS) | RMB 0.120 |
| NBV Per Share (¥) | RMB 2.456 |