| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 17,810,237 | -8.317% | 19,425,907 | 19,886,295 | 20,990,725 | 19,965,718 |
| Interest Expense | (10,063,442) | -7.020% | (10,823,285) | (11,114,930) | (11,366,399) | (11,203,911) |
| Net Interest Income | 7,746,795 | -9.948% | 8,602,622 | 8,771,365 | 9,624,326 | 8,761,807 |
| Other Operating Income | 1,281,695 | -56.650% | 2,956,605 | 2,525,273 | 3,089,711 | 2,382,616 |
| Total Operating Income | 9,028,490 | -21.894% | 11,559,227 | 11,296,638 | 12,714,037 | 11,144,423 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 9,028,490 | -21.894% | 11,559,227 | 11,296,638 | 12,714,037 | 11,144,423 |
| Operating Expenses | (3,134,415) | -8.785% | (3,436,309) | (3,630,847) | (3,643,917) | (3,647,662) |
| Impairment Losses on Loans & Advances | (5,096,037) | -25.025% | (6,796,999) | (7,037,403) | (5,846,036) | (2,704,122) |
| Other Impairment Losses | (72,683) | -87.453% | (579,303) | 372,918 | (1,550,729) | (2,302,492) |
| Operating Profit / (Loss) | 725,355 | -2.848% | 746,616 | 1,001,306 | 1,673,355 | 2,490,147 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 3,957 | -30.713% | 5,711 | 9,049 | 7,608 | 6,034 |
| Profit / (Loss) before Taxation | 729,312 | -3.059% | 752,327 | 1,010,355 | 1,680,963 | 2,496,181 |
| Taxation | 322,914 | -6.475% | 345,271 | 63,536 | (80,444) | (384,626) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (87,730) | 115.680% | (40,676) | (37,704) | (50,968) | (41,248) |
| Others | (361,200) | 0.000% | (361,200) | (361,200) | (192,000) | -- |
| Profit / (Loss) Attributable to Shareholders | 603,296 | -13.285% | 695,722 | 674,987 | 1,357,551 | 2,070,307 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 391,649 | -6.010% | 416,692 | 460,793 | 471,813 | 523,960 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 10.000 | -16.667% | 12.000 | 11.000 | 23.000 | 34.000 |
| DPS (cts) | 3.400 | -- | 3.800 | 4.000 | 5.000 | 5.000 |
| Dividend Payout Ratio (%) | 34.000% | -- | 31.667% | 36.364% | 21.739% | 14.706% |
| Cash flow per share ($) | 0.511 | -- | (3.553) | (0.460) | (6.408) | (1.696) |
| NBV per share ($) | 6.550 | -- | 6.604 | 6.437 | 6.316 | 6.128 |
| Remarks: | Real time quote last updated: 01/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 603,296 |
| %Change | -13.285% |
| EPS / (LPS) | RMB 0.100 |
| NBV Per Share (¥) | RMB 6.550 |