| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 35,136,755 | -7.437% | 37,959,981 | 41,745,750 | 43,818,399 | 42,565,951 |
| Interest Expense | (21,448,084) | -11.900% | (24,345,234) | (25,162,321) | (25,236,383) | (23,006,795) |
| Net Interest Income | 13,688,671 | 0.543% | 13,614,747 | 16,583,429 | 18,582,016 | 19,559,156 |
| Other Operating Income | 1,701,332 | -23.258% | 2,216,936 | 1,570,703 | 3,962,632 | 3,921,376 |
| Total Operating Income | 15,390,003 | -2.790% | 15,831,683 | 18,154,132 | 22,544,648 | 23,480,532 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 15,390,003 | -2.790% | 15,831,683 | 18,154,132 | 22,544,648 | 23,480,532 |
| Operating Expenses | (6,447,692) | -1.508% | (6,546,413) | (6,815,372) | (7,346,181) | (6,420,267) |
| Impairment Losses on Loans & Advances | (6,628,343) | -4.403% | (6,933,615) | (7,472,702) | (9,446,338) | (8,200,306) |
| Other Impairment Losses | (785,643) | -10.435% | (877,175) | (953,180) | (1,241,781) | (4,402,673) |
| Operating Profit / (Loss) | 1,528,325 | 3.652% | 1,474,480 | 2,912,878 | 4,510,348 | 4,457,286 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 1,528,325 | 3.652% | 1,474,480 | 2,912,878 | 4,510,348 | 4,457,286 |
| Taxation | 935,607 | -0.580% | 941,064 | 346,629 | (472,572) | (680,993) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (342,053) | 2.145% | (334,870) | (625,091) | (545,617) | (601,085) |
| Others | (333,600) | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 1,788,279 | -14.053% | 2,080,674 | 2,634,416 | 3,492,159 | 3,175,208 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 650,540 | 7.563% | 604,797 | 680,785 | 722,587 | 885,379 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 12.000 | 20.000% | 10.000 | 17.000 | 25.000 | 26.000 |
| DPS (cts) | 4.600 | -- | 4.500 | 4.000 | 10.500 | 10.500 |
| Dividend Payout Ratio (%) | 38.333% | -- | 45.000% | 23.529% | 42.000% | 40.385% |
| Cash flow per share ($) | 0.859 | -- | (2.502) | (0.825) | 3.066 | 1.262 |
| NBV per share ($) | 5.672 | -- | 5.750 | 6.164 | 7.080 | 6.989 |
| Remarks: | Real time quote last updated: 01/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 1,788,279 |
| %Change | -14.053% |
| EPS / (LPS) | RMB 0.120 |
| NBV Per Share (¥) | RMB 5.672 |