| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 1,201,338,000 | -5.828% | 1,275,680,000 | 1,223,698,000 | 1,108,464,000 | 1,008,014,000 |
| Interest Expense | (631,744,000) | -9.100% | (694,988,000) | (651,948,000) | (518,581,000) | (430,027,000) |
| Net Interest Income | 569,594,000 | -1.911% | 580,692,000 | 571,750,000 | 589,883,000 | 577,987,000 |
| Other Operating Income | 155,537,000 | 18.981% | 130,724,000 | 123,718,000 | 105,400,000 | 143,759,000 |
| Total Operating Income | 725,131,000 | 1.928% | 711,416,000 | 695,468,000 | 695,283,000 | 721,746,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 725,131,000 | 1.928% | 711,416,000 | 695,468,000 | 695,283,000 | 721,746,000 |
| Operating Expenses | (275,371,000) | 5.433% | (261,180,000) | (252,305,000) | (243,571,000) | (260,275,000) |
| Impairment Losses on Loans & Advances | (140,835,000) | 8.578% | (129,709,000) | (138,883,000) | (140,967,000) | (168,999,000) |
| Other Impairment Losses | 13,628,000 | -- | (1,398,000) | 2,950,000 | (4,358,000) | 2,999,000 |
| Operating Profit / (Loss) | 322,553,000 | 1.073% | 319,129,000 | 307,230,000 | 306,387,000 | 295,471,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 1,136,000 | 1477.778% | 72,000 | 189,000 | 66,000 | 409,000 |
| Profit / (Loss) before Taxation | 323,689,000 | 1.406% | 319,201,000 | 307,419,000 | 306,453,000 | 295,880,000 |
| Taxation | (31,686,000) | -13.260% | (36,530,000) | (37,599,000) | (47,587,000) | (53,944,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (962,000) | 63.605% | (588,000) | (464,000) | 366,000 | (753,000) |
| Others | (13,501,000) | -11.289% | (15,219,000) | (13,935,000) | (11,239,000) | (9,734,000) |
| Profit / (Loss) Attributable to Shareholders | 277,540,000 | 4.001% | 266,864,000 | 255,421,000 | 247,993,000 | 231,449,000 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 24,509,000 | 3.370% | 23,710,000 | 22,303,000 | 21,258,000 | 19,797,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 78.000 | 4.000% | 75.000 | 72.000 | 69.000 | 65.000 |
| DPS (cts) | 24.950 | -- | 24.190 | 23.090 | 22.220 | 20.680 |
| Dividend Payout Ratio (%) | 31.987% | -- | 32.253% | 32.069% | 32.203% | 31.815% |
| Cash flow per share ($) | 6.037 | -- | 3.866 | 5.215 | 3.777 | 0.685 |
| NBV per share ($) | 8.135 | -- | 7.631 | 7.112 | 6.595 | 6.099 |
| Remarks: | Real time quote last updated: 01/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 277,540,000 |
| %Change | 4.001% |
| EPS / (LPS) | RMB 0.780 |
| NBV Per Share (¥) | RMB 8.135 |