03988 中國銀行
按盘价 
3.760 +0.070 (+1.897%) 盈利能力分析
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 资产回报率 (%) | 0.706% | 0.766% | 0.806% | 0.767% | 0.820% |
| 股东资金回报率 (%) | 9.577% | 10.150% | 10.469% | 9.722% | 10.546% |
基本指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 净利息收益率 (%) | -- | -- | -- | -- | -- |
| 净息差 (%) | 1.59% | 1.75% | 1.75% | 1.85% | 1.84% |
| 资本充足比率 (%) | 17.74% | 17.52% | 16.53% | 16.22% | 15.59% |
| 第一级资本比率 (%) | 13.83% | 14.11% | 13.32% | 13.19% | 12.79% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | -- | -- | -- | -- | -- |
经营表现指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 利息支出 / 利息收入比率 (%) | 55.518% | 47.861% | 46.150% | 45.279% | 48.543% |
| 其他经营收入 / 经营收入比率 (%) | 25.250% | 21.689% | 29.812% | 26.729% | 29.083% |
| 成本 / 收入比率 (%) | 35.719% | 34.019% | 37.370% | 35.658% | 36.048% |
贷款及存款指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 流动资金 / 客户存款比率 (%) | 20.994% | 21.610% | 22.972% | 22.907% | 22.809% |
| 呆坏帐准备 / 客户贷款比率 (%) | 2.429% | 2.488% | 2.483% | 2.590% | 2.490% |
| 贷存比率 (%) | 86.193% | 85.959% | 85.208% | 83.058% | 82.034% |
| 客户贷款 / 总资产比率 (%) | 60.054% | 59.238% | 57.339% | 56.749% | 55.966% |
| 备注： | 实时报价更新时间为01/11/2024 18:00 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 105,334,000 |
| 增长率 | -2.317% |
| 每股盈利/(亏损) | RMB 0.360 |
| 每股账面资产净值 (¥) | RMB 8.183 |